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By: Daniel Odrezin, Heights Title Title insurance is a form of insurance that a purchaser of a home or a lender on a home purchase wants to obtain to ensure that they have all ownership rights to the property. That there's no one else out there that has a claim to...
You’ve found your new home and you’ve negotiated a price with the owners. How do the two of you actually go through the transaction? That’s where the title company comes into the picture. The title company performs all the necessary services to get ownership...
You’re preparing to buy a house, and you thought you knew all the real estate jargon. A mortgage is a type of loan used to purchase a home, closing is when the sale of the property takes place, and a lien is an unpaid debt on a piece of property. Check, check,...
While you may be familiar with title companies from your experience in buying your property, you might be less sure how they assist you as a seller. Just as they do for buyers, when handling real estate closings, title companies are responsible for protecting the...
A City Rich in History and Progress Birmingham, Alabama has experienced a boom in recent years. Great James Beard Award-Winning Restaurants, amazing schools, great parks, and more make Birmingham truly the Magic City. If you’re looking to relocate, consider Birmingham...
A closing agent or settlement agent is the entity or individual who oversees the closing process, including making sure the title is clear and all the money is collected, verified, and disbursed in accordance with the terms of the contract and loan documents. A...