One thing that is not secret to anyone who has bought a home, is just how complicated the process can seem. Although the boundaries are there to keep buyers and sellers safe during the transaction, the requirements can impose a great deal of confusion and stress on buyers not familiar with the process.
For that reason, ensure that you’re taken care of by a responsible title company that will help you each step of the way of the purchasing process. A title company such as Heights Title in Greystone, AL can assist you with the title search for your property. This process can save you time, money, and headaches down the road. Trust the folks at Heights Title in Greyston to show you why we have earned our reputation for client commitment and trustworthiness.
Title Company in Greystone, AL
If you live in the Greystone area and you are looking to buy, sell, refinance, or purchase commercial real estate, let the caring team of trusted professionals at Heights Title do the leg work to ensure that you are helped through what can often be a daunting process.
How to choose a title company in Alabama
We’ve already discussed that having poor guidance when home-buying can lead to pitfalls. For this reason, those in the Greystone area looking for guidance in the title process should reach out to their realtors at the onset of the buying process. Not only do realtors in the area understand the market and real estate in the area, but they also have a wide network of home inspectors, closing attorneys, and, importantly, title companies such as Heights Title.
The Heights Title Process
Title companies like Heights Title handle a part of the home buying process distinct from realtors, lenders, or closing attorneys. Title companies are generally responsible for handling title searches, providing title insurance policies, and handling transaction funds in escrow accounts.
When performing a title search, our professionals will carefully scrutinize government records of property ownership to ensure there are no surprises associated with the title such as unpaid liens, easement issues, limitations on future development, or even contested property ownership claims. Knowing about these issues before you buy so that you can take the appropriate action is crucial.
Once the title search and survey are complete, you will be issued title insurance as a mortgage borrower. This means that if something with the title search went awry, you will be protected legally and financially from any consequences of the improper title search. At Heights Title, we may also issue title insurance to the lender which protects their stake in the property during the loan repayment period.
How Heights Title Can Help You Sell Your Home
If you or someone you know is interested in selling their home in the Greystone, Alabama area, we can help. But there are some items of housekeeping you may need to take care of to make the process run smoothly.
Tidying up the property by performing put-off repairs, cleaning up the property you’re looking to sell, and collecting your belongings can help the rest of the process run a bit more smoothly.
Once these housekeeping matters have been performed and the buyer has put in an offer, the buyer will contact their title company. After this occurs, as the seller your responsibilities are fewer than when you are buying, but some unexpected expenses should be on your radar.
Although closing costs are often deducted from your sale price, it is prudent to take them into account when selling your property. Such closing costs may include:
- Real Estate Fees
- Tax Transfers
- Home Warranty Fees
- Termite Bond Fees
- General “Seller Paid” fees (as designated)
- HOA dues.
Heights Title Real Estate Title Services
At Heights Title we can handle title services for both commercial and residential properties, and even handle refinances for existing properties. Whether it is a preliminary search, a thirty-year title search, or another service, at Heights Title, we are well-equipped to serve the residents of Greystone with all of their title needs.
We’ve discussed how Heights Title can help you sell your home, but what if you’re a buyer in the Greystone area looking to purchase? Heights Title can help you there as well! Our title services can help you:
- Identify and address issues that may prevent you from taking ownership
- Provide title insurance policies for you and your lender
- Handle closing, including closing escrow accounts
At Heights Title we are committed to serving residents in Greystone. Contact us today and hear about our exciting list of services for nearly any situation that requires a title search.
Heights Title in Greystone, AL
Whether it is buying, selling, refinancing, or another service, the expert team of dedicated professionals at Heights Title wants to work with you to make the real estate transaction process as smooth and seamless as possible. Next time you are in need of Title Services in Greystone, call us at Heights Title, and let us take the headache out of real estate for you.
Heights Title — Your Greystone, Alabama Title Company
Give us a call, send us an email, or fill out the form below. We are waiting to hear from you, so reach out to us today!
How Can We Help?
Heights Title
3138 Cahaba Heights Rd 100B
Birmingham, AL 35243
Phone: 205-352-2344