For newcomers to the home-buying realm in Inverness, the comprehensive nature of the closing process may come as a surprise.

Buying a home is a notoriously intricate endeavor, with numerous individuals and processes seamlessly interweaving to bring the transaction to fruition. While regulations exist to shield you from potential pitfalls, they simultaneously pose intricate challenges to navigate. Nonetheless, investing time and effort to understand these is imperative for a seamless transaction.

Unless you have expertise in real estate, navigating this terrain will require assistance from seasoned professionals overseeing your transaction. Your title company plays a pivotal role. The title company’s mandate encompasses conducting meticulous title searches, a precautionary measure instrumental in avoiding significant legal complications. At Heights Title located in Inverness, our distinguished reputation is anchored on delivering exemplary services that offer you legal and financial safeguard during the transaction.

Title Company in Inverness

Whether your intention is to acquire, dispose, refinance, or delve into commercial real estate, Heights Title is poised to facilitate your needs in Inverness.

Our Process At Heights Title

The real estate domain is characterized by numerous components, often leading to confusion regarding their specific functions. To elucidate, entities like Heights Title in Inverness specialize in title searches, dispensing title insurance policies, and managing transaction funds via escrow accounts.

Our title search process involves a thorough examination of government ownership records to authenticate their legitimacy and reveal potential hidden challenges such as unpaid liens, easement disputes, restrictions on future development, or contested ownership. Unveiling these issues prior to the transaction is crucial.

Furthermore, we facilitate property surveys to ascertain that the stipulated boundaries and conditions are accurate, thereby safeguarding your investment. Following the search and survey, title insurance is issued to protect both the mortgage borrower and lender against any overlooked legal discrepancies related to the property.

Our Responsibility & Promise to You

Engaging in property transactions is often one of the most significant financial decisions individuals make. Heights Title recognizes the gravity of this undertaking and is committed to guiding you through each step, providing expertise and guidance whether you’re buying, selling, refinancing, or investing in commercial property in Inverness.

How Title Companies are Involved in Selling Your Home

For those contemplating selling a residence in Inverness, we can streamline the process for you. However, prior to delving into the transaction, it’s prudent to prepare your property for sale. Undertake necessary repairs, organize and clean your home, and consider a thorough deep clean. 

Once a buyer expresses interest, the title company steps in to facilitate the transaction. While sellers have fewer obligations compared to buyers, being aware of and preparing for associated costs is essential.

Our Real Estate Title Services

Heights Title offers a suite of title services for both commercial and residential properties in Inverness, including assistance with refinancing. Our services encompass preliminary searches, 30-year searches, and more, all easily accessible online.

How Title Companies Are Involved in Buying A Home

Upon identifying your desired property in Inverness, and deciding to proceed, Heights Title will step in to:

• Identify and address any impediments to ownership transfer
• Issue title insurance policies for both buyer and lender
• Oversee the closing process and manage escrow accounts We are at your service in 

Inverness and are dedicated to handling all the details to facilitate a smooth transition into your new home.

Title Insurance and Refinancing

For those in Inverness neither buying nor selling but considering refinancing, there’s a common query: Is new title insurance necessary when refinancing? Essentially, while your homeowner’s title insurance remains valid as long as you own the property, a new lender’s policy would be requisite should you opt to refinance under different terms or with a different lender.

How Long Does the Process Take?

It’s reasonable to anticipate a swift conclusion to the home-buying process, but due diligence at each phase is crucial. The duration of the title search is influenced predominantly by the property’s age, with older properties typically necessitating a more extensive review of records. Generally, the entire process should conclude within a couple of weeks.

Reviews

At Heights Title, we work hard to provide our clients in Birmingham, Alabama, and elsewhere with our best service. We’re proud of our performance and we’re proud to show off our client reviews.

“Heights Title is ALWAYS part of my A-team because they have a true servant’s heart and will do everything possible to avoid surprises for my clients and deliver things in an accurate and timely manner. I know my clients are in GREAT hands when I use Heights Title for title needs and Daniel Odrezin for the closing attorney. Thank you guys for being AMAZING!!!”

— Rachel Mooney

Join The Heights Title Team!

If a career in the title industry appeals to you, and you possess a keen eye for detail and a passion for assisting others, Heights Title in Inverness is eager to hear from you. Reach out to explore opportunities to join our dynamic team.

Heights Title in Inverness

Contact us via phone, email, or the form provided below. We are ready to assist you with your inquiries and look forward to hearing from you!

This material is provided as a courtesy and for educational purposes only. Please consult your title professional for specific information regarding your situation.

How Can We Help?

Heights Title

Phone: 205-352-2344